The Insurance Adjustor’s Role

So you have been in an accident that was not your fault. You have already filed your claim and are dealing with the insurance company. You will likely be contacted by an insurance adjustor. The role of the insurance adjustor is to investigate the accident claim on behalf of the policy holder. Some of the things an insurance adjustor may do are:

• Contact the other driver
• Talk to any witnesses of the accident
• Take photos of your car
• Visit the scene of the accident
• Ask you to sign a medical release
• Contact your medical providers for information about the cost of your injury

If you have never been in an accident before and dealt with an insurance adjustor, you may not realise that they are not working for you. They may not fully understand all of the costs involved with your claim and they have a goal of helping the insurance company to pay as little as possible for the injuries and damages you have suffered. If you go through the process of filing a claim on your own, you may be leaving money on the table that is rightfully yours.

Instead of going through the process of filing a claim on your own, consider filing an accident claim with the help of an attorney. There may be some compensation that you should receive that would be difficult to get on your own. Go online to a compensation claims calculator and see if there are any variables you are missing.